Easy Own Plan

Experience the benefits of owning your solar system without the hassles and operational costs associated with traditional paths to ownership. With the Sunnova Easy Own Plan, you’ll enjoy a low APR and fixed1 monthly payments, as well our industry-leading 25 year warranty coverage for the lifetime of your solar service agreement. You may also be eligible to receive federal and local tax credits.2

The Sunnova Easy Own Plan offers a wide range of benefits that aren't available with most conventional ownership programs. See for yourself.


$0 down and low APR


Homeowner pays nothing up front and enjoys a low APR for full agreement term3


Down payments are often required and APR depends on lender
Quick credit approval


Homeowner easily qualified with one phone call


Credit approval timelines can vary widely
Steady monthly payments1


Monthly payments are steady unless you choose not to make the optional additional payment in month18


Payment terms vary by provider

Investment Tax Credit(federal and state)


Federal tax credit is 30% of solar system investment; state tax credits vary


Federal tax credit is 30% of solar system investment; state tax credits vary
Comprehensive, lifetime warranty package


Total system cost includes maintenance and repairs, so there are no additional out-of-pocket expenses for the customer


Not typically included
Transferable service agreement


Agreement is transferable in the event of a home sale


Homeowner must pay loan in full, regardless of time
Early payment without penalty


No penalties or fees for early payoff, and warranty continues for full agreement term


Homeowner may be subject to penalties for paying the loan in full prior to the final payment date
Total System Cost Cost of all solar system components; includes maintenance and repairs for the lifetime of the agreement.
Optional Down Payment Customer may choose to provide a down payment of up to $1,000; however, it isn’t required.
Total Amount Financed Total system cost minus any down payment or rebates.
APR Annual Percentage Rate will vary by state and is fixed for the full 25-year agreement term; customers receive a 0.5% APR discount for having monthly payments automatically deducted from their bank account.
Term The duration of the solar service agreement.
Optional Additional Payment An optional additional payment of 30% of the system cost to the loan; made during month 18 of service to increase the lifetime savings you see from your system. If not made in month 18, monthly payment will increase in month 19.

At-A-Glance Comparison of Sunnova Solar Service Plans

Upfront cost $0 $0
Monthly payment Fixed1 Fixed4
Purchase option Yes – immediate ownership No
Sunnova warranty Yes Yes
Agreement term 25 years 25 years
Federal tax credit to homeowner Yes No
Transferable agreement5 Yes Yes

1 Monthly payments are fixed unless you choose not to make the optional additional payment in month 18.

2 You may be eligible for a federal Investment Tax Credit (ITC) with the purchase of a solar system. To receive the full federal tax credit, you must have federal income tax liability at least equal to the value of the tax credit. Additional tax credits may also be available for homeowners in certain states. Sunnova makes no guarantees regarding customer eligibility for tax benefits or SRECs. Sunnova does not provide tax advice. Contact your personal tax advisor for eligibility.

3 Annual Percentage Rate (APR) varies by state.

4 Although the Sunnova Easy Save Plan provides fixed payments, they may be adjusted annually to reflect any escalator that is included in the solar service agreement.

5 New homeowner is required to meet Sunnova’s credit requirements. Refer to your agreement for conditions and limitations.


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